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Loan Programs for First-time Home Buyers

Let Lend 4 You help you get pre-qualified for a new home. Our team of experts will help you find a loan program from our nationwide network of lenders that best fits your needs.

Two happy first-time home buyers celebrated a property obtained with help from a mortgage broker

Buying your first home is an exciting journey to begin. Lend 4 You is ready to help you find a home loan program with ideal down payments, terms, and rates.

Popular Loan Programs for First-Time Home Buyers

30-Year Fixed-Rate Mortgage

A 30-year fixed-rate mortgage is the most secure loan program. This program lets borrowers lock in a low payment. Plus, you don’t have to worry about ever-changing interest rates. Sleep tight knowing your interest rate won’t change.

FHA Loan (Often the Easiest Home Loan for First-Time Buyers)

A Federal Housing Administration (FHA) loan is perfect for the buyer who wants a low down payment. This can sometimes mean buying your home with a down payment as low as 3.5% of a home’s total price. Lend 4 You is an ideal first-time home buyer mortgage broker capable of finding attractive down payments.

VA Loan

The Veterans Affairs (VA) loan can offer amazing deals for veterans, active duty military, and certain surviving military spouses. Those who are eligible to apply and qualify for this loan can even buy a home with no down payment required. A VA loan also doesn’t require any private mortgage insurance (PMI). Find out if you qualify today!

Call for Your Free Consultation

A person who helps with loan programs for first-time home buyers handing a couple the keys to their new property

Why Choose Lend 4 You?

Lend 4 You is a team of trusted mortgage brokers that offers free pre-qualifications. We can also match you with a trusted real estate agent through our partner networks, making Lend 4 You an ideal mortgage broker choice for first-time home buyers.

Led by someone with 30+ years of experience in the direct lending industry, Lend 4 You offers a variety of loan options. Whether you prefer a low down payment, favorable interest rates, or a combination of both, Lend 4 You can find perfect loan programs and payments to meet your unique needs.

First-time homebuyers choose Lend 4 You as their mortgage broker because our company:

  • Has a much larger lender selection than your local bank
  • Typically secures approvals in under 24 hours (sometimes within an hour!)
  • Offers fast response times
  • Provides incredible customer service

Lend 4 You also understands that first-time home buyers have a lot of questions. That’s why our loan specialists are always available to provide personalized attention. They can explain the application process, provide home search tips, and make sure you find the perfect home for your needs and budget. Ready to find your first-time home buyer loan program?

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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